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Not everybody loves setting New Year's Resolutions. For many, it’s considered a cliché or a set up for failure, but whilst I understand why people come to this conclusion, I don’t personally believe that. I can see why people say it, as so often we tend to over-focus on the goal and then get upset when we don’t achieve it and give up. But personally, I love New Year’s Resolutions.READ
With a cost of living crisis in full swing, and Christmas fast approaching, it’s no wonder a lot of people are feeling the pressure as they prepare for the Christmas period. In fact, a poll for Accenture showed that 70% of Brits are planning to cut back this year, not just on gifts, but on expenditure across Christmas in general. However, the joy of Christmas isn’t measured by how much you spend. So if you’re looking to make your money stretch further this year, here are my top tips for helping to cut costs this Christmas.READ
I’ve said it before, and I’ll say it again: when you plan ahead, you want to break boundaries, not the bank. Yet too often people swing too far the other way and get caught up in a scarcity mindset where saving is their holy grail. And whilst I am all for saving, I think when the pendulum swings too far in either direction, it can be a bad thing. So in this post, I’m going to take you through my top tips for planning your monthly budget to help you create a sense of equilibrium.READ
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